Manifesting and Good Money Habits
When I was learning about how manifesting really works, one of the things I discovered is that if you want more money, then you have to pay attention to money, learn about money, better manage your money, etc.
Through those actions, you are letting the Universe know that you are serious about your request for more.
I did the same thing when I was looking for a romantic relationship. I realized if I wanted a great relationship, I needed to learn more about what that means. What does it mean to have good communication skills? What does it mean to be a great partner? What does it take to help a relationship last?
I studied the subject in depth and ended up manifesting a husband. Sadly, he wasn’t as invested in the relationship as I was. But, it was great for 5 years and the son I had because of the relationship is fabulous.
Good money habits are really important. As many highly successful people have said, if you can’t manage a little bit of money, you are likely to make a really big mess financially if you have a lot of it.
It’s a sad fact that many people who win the lottery have no money left after about 3 years. I’ve always been astounded by that idea.
Gloria Steinem said, “Rich people plan for three generations. Poor people plan for Saturday night.” Observing my wealthy friends, as well as my not so wealthy friends, the sentiment seems true. Even if you don’t have a lot of money, it’s a really good idea to learn to think and take actions like someone who does.
Someone asked the question, “Who is more likely to become a millionaire, a teacher or a doctor?” The answer might surprise you. According to experts, a teacher is statistically more likely to become a millionaire than a doctor, despite having a lower salary in most cases. That’s because the teacher is more likely to do smarter financial planning and save consistently.
Good Money Habits are Important
A few good money habits to put into place:
- It’s a good idea to pay yourself first – meaning put some in savings as the first thing you do with money as it comes in.
- Do whatever you need to do to pay off your debt.
- Get rid of your credit cards if having them tempt you into buying things you can’t afford.
- Set up a budget and review your finances weekly or monthly.
These are just a few of the great ideas that can turn your financial wellbeing around.
My friend and financial training expert, Penelope Jane Smith, has taught me a lot. And, she’s given us an incredible gift. It’s her Financial Freedom 101 training. I got you a complementary ticket to attend the 3-day event. This training is so good, I’ve literally gone through it twice, taking profuse notes each time.
The idea is to make the most of whatever amount of money you have.
Some of the Good Money Habits the Work for Me
I personally only use debit cards. If the money isn’t in my bank account, then I don’t purchase the thing I desire.
I learned at a pretty young age that credit cards and I were not good friends. Neither is cash. If I have a lot of cash in my wallet, I tend to spend it. If I only have a debit card, I spend significantly less.
Other people might have the opposite. They may spend wildly with a credit or debit card, but hang on to their cash. We are all different.
I discovered before COVID happened that I buy far fewer groceries if I order online. So, my weekly trip to the grocery store is just to pick up curbside. I don’t waste time trying to figure out what aisle something is on (wow how that used to annoy me) and I don’t buy things I didn’t intend to purchase.
When you walk down the aisle, which is strategically designed to catch your eye and help you add additional things to your cart, you tend to purchase more. At least that was true for me.
You need to figure out your spending habits and remove the temptation to overspend.
A former boyfriend and I used to go to Atlantic City (AC) a lot. And, in my younger years, I went to Vegas sometimes. I loved watching the people, from everywhere, dressed in all manner of attire. I found it fascinating and highly entertaining.
The boyfriend taught me a very cool trick about gambling. He said to pick whatever amount of money you think the entertainment value is of a night in AC or Vegas and only take that much money (your play money) with you to gamble with.
Wear an outfit with pockets. Put your “play money” in your right pocket. Every time you win, split the winnings in half and put 1/2 in your right pocket and 1/2 in your left. As you continue to gamble, you can only spend out of your right pocket. You never ever touch what you put in your left pocket. When your right pocket is empty, you are finished gambling. This ensures that you never spend more that you intended when you went. And, you can actually come home with some winnings. The most I ever gambled (way back in the day) was $30. That’s what I thought being there was worth in entertainment value.
Review Your Spending on a Regular Basis
At least once a month, I review software programs, streaming services, and anything else that has a monthly or yearly fee. One by one I ask myself if it is something I really need? Could I get equal, or even better, service somewhere else?
One of the software programs I was using for my main website was purchased at a discount. But, after the first year, it was going to cost over $800 a year to continue. Since I was only using it for one of its functions, I decided that fee wasn’t something I wanted to keep paying. I hunted and hunted and hunted and finally found something with similar abilities that had a one time fee (meaning no yearly renewal) for $300.
I rarely pay for more than 2 streaming services at a time. When I run out of things I find interesting on Netflix, I cancel that and subscribe to Hulu. Then, when I get bored with what’s on there, I cancel Hulu and subscribe to Apple+. You get the idea.
I try to make sure I’m only subscribing to things I’m actually using. Otherwise, it feels like I’m wasting the money.
I buy most of the gas for my car at a discount from points I earn buying groceries.
No, I don’t go as far as clipping coupons. But I do use digital coupons when I purchase online from the grocery store (mostly because they tell you there is a coupon, and it’s easy to clip).
Once a week I eat out at one of a few restaurants I greatly enJOY in the local area. We prepare all our other meals at home. And, I make my own organic hot tea rather than going to a coffee house. It’s amazing how much restaurant bills and coffee places add up when you figure out how much you spend on them in a year.
I know so many people who want to take a big trip somewhere and they don’t have a huge income. They could be so much closer to their goal if they didn’t drive through Starbucks every day.
At the same time, I’m not such a miser that I deprive myself of things I want. If the money is in the account and I’m happy with where my savings are, I buy the art supplies or cute outfit or piece of jewelry that I desire.
Bargain Hunting
I don’t know about you, but I LOVE coming across a good deal.
The jacket I’m wearing in the photo above is brand new. It has a velvet collar and is lined. It cost me a whopping $3. It’s not exactly my usual style. However, I was the co-chair of my high school reunion event held recently. My school colors are black and gold. The second I saw the jacket, I knew it would be perfect for the reunion. And, I enJOY sparkly gold things for New Years. So, I’ll probably wear it then as well.
I do what I can to spend my money wisely.
Growing Your Money
It’s not enough to just spend wisely, I try to find ways to help it grow as well. Rather than leaving money in a checking account that earns nothing, I try to earn some interest with CD’s, money market checking, index & mutual funds, bonds, etc..
Penelope’s program mentioned above can teach you so much more than I can about money and money management. She’s helped thousands of people, many of them are spiritually-minded just like you.
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Author~Speaker~Engineer~Mystic at Magnificent U
Takara is a 4-time bestselling author, award-winning speaker, engineer, and mystic. Channels call her the Chalice of Divine Frequencies and Queen of the Dolphins. She's known as The Spiritual Treasure Hunter and for three decades, she's helped thousands of people from over 100 countries discover their diamonds and gold within. That means their unique gifts and talents, their intuitive and healing abilities, their passion, purpose, and joy. Experience powerful healing energies and deep relaxation with 2 free transformational meditations as her gift to you! Get the meditations here. Enjoy Takara's Magnificent U Bestselling Author Blog: Magnificent U
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